ATLC

Atlanticus Holdings

Financial Services Credit Services NASDAQ

About the company

Atlanticus Holdings Corp is a prominent player in the financial services industry, known for its steadfast commitment to serving the financially underserved consumer credit market. With a diverse portfolio of credit and related financial services and products, the company has successfully carved out a niche for itself in providing options and solutions for those who may be overlooked by traditional financial institutions. The company's operations are divided into two primary segments: Credit as a Service and Auto Finance. Each segment plays a crucial role in generating revenue and contributing to the overall success of Atlanticus Holdings Corp. The Credit as a Service segment is the company's flagship offering, accounting for a significant portion of its revenue. Through this segment, Atlanticus provides a wide range of credit services and products tailored to meet the needs of the underserved consumer credit market. By offering accessible lines of credit, personal loans, and other financial tools, Atlanticus empowers individuals who may have struggled to gain access to traditional forms of credit due to their financial circumstances. One of the key strengths of Atlanticus Holdings Corp is its ability to leverage cutting-edge technology and data analytics to make informed lending decisions. By utilizing advanced algorithms and predictive models, the company is able to assess creditworthiness and mitigate risks effectively. This enables Atlanticus to offer competitive rates and terms to its customers while ensuring responsible lending practices. In addition to its Credit as a Service segment, Atlanticus Holdings Corp also operates in the Auto Finance segment. Through strategic partnerships with auto dealerships and financial institutions, the company provides financing solutions for individuals looking to purchase a vehicle. This segment allows Atlanticus to expand its presence and cater to a broader customer base, further solidifying its position in the financial services industry. Atlanticus Holdings Corp is committed to fostering financial inclusion and empowering individuals to take control of their financial futures. Through responsible lending practices, the company aims to bridge the gap between the financially underserved and mainstream credit markets. It continually seeks to innovate and develop new products and services that address the unique challenges faced by this segment of the population. With a proven track record of success and a strong commitment to its mission, Atlanticus Holdings Corp is well positioned to continue its growth and expand its reach in the financial services industry. By staying true to its core values of integrity, innovation, and customer focus, the company remains dedicated to empowering individuals and driving positive change in the underserved consumer credit market.

Website: https://www.atlanticus.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric ATLC Sector median Vs. industry
P/E 11.51 13.87 ↓ Below average
EPS 7.18 USD 0.45 USD ↑ Above average
Dividend yield 0.00% 0.00%
Profit margin 21.44% 0.00% ↑ Above average
ROE 21.40% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

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Frequently Asked Questions

What is Atlanticus Holdings?
Atlanticus Holdings Corp is a prominent player in the financial services industry, known for its steadfast commitment to serving the financially underserved consumer credit market. With a diverse portfolio of credit and related financial services and products, the company has successfully carved out a niche for itself in providing options and solutions for those who may be overlooked by traditional financial institutions. The company's operations are divided into two primary segments: Credit as a Service and Auto Finance. Each segment plays a crucial role in generating revenue and contributing to the overall success of Atlanticus Holdings Corp. The Credit as a Service segment is the company's flagship offering, accounting for a significant portion of its revenue. Through this segment, Atlanticus provides a wide range of credit services and products tailored to meet the needs of the underserved consumer credit market. By offering accessible lines of credit, personal loans, and other financial tools, Atlanticus empowers individuals who may have struggled to gain access to traditional forms of credit due to their financial circumstances. One of the key strengths of Atlanticus Holdings Corp is its ability to leverage cutting-edge technology and data analytics to make informed lending decisions. By utilizing advanced algorithms and predictive models, the company is able to assess creditworthiness and mitigate risks effectively. This enables Atlanticus to offer competitive rates and terms to its customers while ensuring responsible lending practices. In addition to its Credit as a Service segment, Atlanticus Holdings Corp also operates in the Auto Finance segment. Through strategic partnerships with auto dealerships and financial institutions, the company provides financing solutions for individuals looking to purchase a vehicle. This segment allows Atlanticus to expand its presence and cater to a broader customer base, further solidifying its position in the financial services industry. Atlanticus Holdings Corp is committed to fostering financial inclusion and empowering individuals to take control of their financial futures. Through responsible lending practices, the company aims to bridge the gap between the financially underserved and mainstream credit markets. It continually seeks to innovate and develop new products and services that address the unique challenges faced by this segment of the population. With a proven track record of success and a strong commitment to its mission, Atlanticus Holdings Corp is well positioned to continue its growth and expand its reach in the financial services industry. By staying true to its core values of integrity, innovation, and customer focus, the company remains dedicated to empowering individuals and driving positive change in the underserved consumer credit market.
Are Atlanticus Holdings shares expensive?
The price-to-earnings (P/E) ratio of Atlanticus Holdings is 11.51 — the share price is 11.51 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.87). This is information, not a recommendation. (as of 2026-06-02)
How big is Atlanticus Holdings?
The market capitalization of Atlanticus Holdings — the combined value of all its shares — is 1.25 B USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does Atlanticus Holdings pay dividends?
The dividend yield of Atlanticus Holdings is 0.00% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does Atlanticus Holdings belong to?
Atlanticus Holdings operates in the Financial Services sector, industry: Credit Services.

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