RMBI

Richmond Mutual Bancorporation

Financial Services Banks - Regional NASDAQ

About the company

Richmond Mutual Bancorp Inc is a well-established banking company in the United States, known for its strong financial services. With a reputation for excellence, it has become a trusted institution for individuals and businesses in need of reliable banking solutions. At the heart of Richmond Mutual Bancorp's operations lies its principal business, which revolves around attracting deposits from the general public and brokered deposits. By offering competitive interest rates and personalized banking experiences, the company has been successful in building a significant customer base across the country. The company's primary focus is on deploying these funds by making prudent and profitable investments. Richmond Mutual Bancorp primarily invests in loans secured by commercial and multi-family real estate, a strategy that has proven to be highly effective over the years. By carefully assessing market trends and conducting thorough risk analysis, the company ensures that its loan portfolio is diversified and mitigates potential risks. Furthermore, Richmond Mutual Bancorp also specializes in providing loans secured by first mortgages on owner-occupied, one-to-four-family residences. This segment caters to individuals and families looking to purchase or refinance their homes. With flexible loan terms, competitive interest rates, and a simplified application process, the company has helped countless individuals achieve their homeownership dreams. Recognizing the importance of consumer loans, Richmond Mutual Bancorp also offers a wide range of lending products to meet the diverse needs of its customers. Whether it is financing a car, funding education expenses, or managing unexpected medical bills, the company provides tailored solutions with favorable terms and conditions. Moreover, the company has diversified its portfolio by engaging in direct financing leases. This segment serves businesses by offering lease financing options for equipment, machinery, and other assets. With flexible lease terms, competitive rates, and efficient processing, Richmond Mutual Bancorp empowers businesses to grow and expand. In addition to its real estate, consumer lending, and leasing activities, Richmond Mutual Bancorp also provides commercial and industrial loans. This offering is designed to support small and medium-sized businesses in various industries. By offering flexible loan structures, competitive interest rates, and personalized service, the company aims to be a reliable partner in the growth and success of these enterprises. Richmond Mutual Bancorp prides itself on its commitment to exceptional customer service. With a team of knowledgeable and friendly professionals, the company ensures that customers receive personalized attention and guidance throughout their banking journey. Whether through online platforms, mobile banking, or in-person interactions at local branches, Richmond Mutual Bancorp emphasizes convenience and accessibility for its customers. As a leading banking institution, Richmond Mutual Bancorp understands the importance of community involvement and giving back. The company actively engages in corporate social responsibility initiatives and supports diverse community development programs. By partnering with local organizations and participating in charitable events, Richmond Mutual Bancorp demonstrates its dedication to making a positive impact on the communities it serves. With its robust business model, diverse portfolio, and unwavering commitment to customer satisfaction, Richmond Mutual Bancorp Inc continues to thrive in the competitive banking industry. As technology advances and customer demands evolve, the company remains at the forefront of innovation, ensuring it stays ahead of the curve and continues to be a trusted financial partner for individuals and businesses alike.

Website: https://www.firstbankrichmond.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric RMBI Sector median Vs. industry
P/E 11.38 13.87 ↓ Below average
EPS 1.25 USD 0.45 USD ↑ Above average
Dividend yield 4.13% 0.00% ↑ Above average
Profit margin 25.76% 0.00% ↑ Above average
ROE 8.99% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

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Frequently Asked Questions

What is Richmond Mutual Bancorporation?
Richmond Mutual Bancorp Inc is a well-established banking company in the United States, known for its strong financial services. With a reputation for excellence, it has become a trusted institution for individuals and businesses in need of reliable banking solutions. At the heart of Richmond Mutual Bancorp's operations lies its principal business, which revolves around attracting deposits from the general public and brokered deposits. By offering competitive interest rates and personalized banking experiences, the company has been successful in building a significant customer base across the country. The company's primary focus is on deploying these funds by making prudent and profitable investments. Richmond Mutual Bancorp primarily invests in loans secured by commercial and multi-family real estate, a strategy that has proven to be highly effective over the years. By carefully assessing market trends and conducting thorough risk analysis, the company ensures that its loan portfolio is diversified and mitigates potential risks. Furthermore, Richmond Mutual Bancorp also specializes in providing loans secured by first mortgages on owner-occupied, one-to-four-family residences. This segment caters to individuals and families looking to purchase or refinance their homes. With flexible loan terms, competitive interest rates, and a simplified application process, the company has helped countless individuals achieve their homeownership dreams. Recognizing the importance of consumer loans, Richmond Mutual Bancorp also offers a wide range of lending products to meet the diverse needs of its customers. Whether it is financing a car, funding education expenses, or managing unexpected medical bills, the company provides tailored solutions with favorable terms and conditions. Moreover, the company has diversified its portfolio by engaging in direct financing leases. This segment serves businesses by offering lease financing options for equipment, machinery, and other assets. With flexible lease terms, competitive rates, and efficient processing, Richmond Mutual Bancorp empowers businesses to grow and expand. In addition to its real estate, consumer lending, and leasing activities, Richmond Mutual Bancorp also provides commercial and industrial loans. This offering is designed to support small and medium-sized businesses in various industries. By offering flexible loan structures, competitive interest rates, and personalized service, the company aims to be a reliable partner in the growth and success of these enterprises. Richmond Mutual Bancorp prides itself on its commitment to exceptional customer service. With a team of knowledgeable and friendly professionals, the company ensures that customers receive personalized attention and guidance throughout their banking journey. Whether through online platforms, mobile banking, or in-person interactions at local branches, Richmond Mutual Bancorp emphasizes convenience and accessibility for its customers. As a leading banking institution, Richmond Mutual Bancorp understands the importance of community involvement and giving back. The company actively engages in corporate social responsibility initiatives and supports diverse community development programs. By partnering with local organizations and participating in charitable events, Richmond Mutual Bancorp demonstrates its dedication to making a positive impact on the communities it serves. With its robust business model, diverse portfolio, and unwavering commitment to customer satisfaction, Richmond Mutual Bancorp Inc continues to thrive in the competitive banking industry. As technology advances and customer demands evolve, the company remains at the forefront of innovation, ensuring it stays ahead of the curve and continues to be a trusted financial partner for individuals and businesses alike.
Are Richmond Mutual Bancorporation shares expensive?
The price-to-earnings (P/E) ratio of Richmond Mutual Bancorporation is 11.38 — the share price is 11.38 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.87). This is information, not a recommendation. (as of 2026-06-02)
How big is Richmond Mutual Bancorporation?
The market capitalization of Richmond Mutual Bancorporation — the combined value of all its shares — is 139.2 M USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does Richmond Mutual Bancorporation pay dividends?
The dividend yield of Richmond Mutual Bancorporation is 4.13% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does Richmond Mutual Bancorporation belong to?
Richmond Mutual Bancorporation operates in the Financial Services sector, industry: Banks - Regional.

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