XP

XP

Financial Services Capital Markets NASDAQ

About the company

XP Inc, a Cayman Island-based technology-driven financial services platform, has become a leading provider of low-fee financial products and services in Brazil. With its innovative approach and advanced technological infrastructure, the company is revolutionizing the financial landscape in the country. XP Inc operates in a single segment, allowing for a comprehensive evaluation of its business operations. This approach enables the company to closely monitor its operations, make informed decisions on fund allocation, and evaluate performance effectively. By focusing on a single segment, XP Inc can streamline its operations and allocate resources efficiently, ultimately benefiting its customers and shareholders alike. One of the primary sources of revenue for XP Inc is brokerage commission. Through its brokerage services, the company facilitates the buying and selling of financial securities, such as stocks, bonds, and mutual funds, on behalf of its clients. By charging a commission for these transactions, XP Inc generates revenue that supports its operations and allows for the provision of cost-effective financial services. XP Inc's commitment to offering low-fee financial products and services is a key factor in its success. The company operates with the belief that everyone should have access to affordable and transparent financial services, regardless of their wealth. This philosophy has resonated with individuals across Brazil, driving the exponential growth of XP Inc and solidifying its position as a market leader. Through its platform, XP Inc provides a wide range of financial products and services, including investment advisory, asset management, credit solutions, insurance, and education. These offerings cater to the diverse needs of individuals, from novice investors looking to grow their savings to experienced traders seeking sophisticated investment strategies. An integral part of XP Inc's success is its state-of-the-art technology infrastructure. The company leverages advanced technological tools and systems to deliver seamless and efficient financial services to its clients. The platform provides users with user-friendly interfaces, robust risk management tools, real-time market data, and personalized investment recommendations, among other features. This technological prowess has set XP Inc apart from traditional financial institutions and has significantly enhanced the overall customer experience. Furthermore, XP Inc has prioritized the development and implementation of robust control and compliance measures. As a financial services provider, the company operates within a regulated framework that requires strict adherence to regulatory standards. XP Inc's commitment to compliance ensures the security and protection of its clients' assets and fosters trust in the financial services industry. XP Inc's growth trajectory has been remarkable, with its customer base expanding rapidly since its inception. The company has achieved this by effectively leveraging data-driven insights and innovative marketing strategies. XP Inc's customer-centric approach has allowed it to cultivate strong relationships with its clients, earning their loyalty and long-term commitment. In addition to its operational success, XP Inc is also making strides in environmental, social, and governance (ESG) initiatives. The company recognizes the importance of sustainable and responsible business practices and has incorporated ESG considerations into its decision-making processes. XP Inc actively supports social causes, promotes diversity and inclusion, and implements measures to minimize its environmental impact, thereby aligning its business objectives with broader societal goals. As XP Inc continues to disrupt the financial services landscape in Brazil, it remains committed to its mission of democratizing access to quality financial products and services. With its innovative approach, advanced technology, and customer-centric focus, XP Inc is well-positioned to continue its impressive growth and shape the future of finance in Brazil and beyond.

Website: https://www.xpinc.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric XP Sector median Vs. industry
P/E 8.43 13.87 ↓ Below average
EPS 1.97 USD 0.45 USD ↑ Above average
Dividend yield 1.20% 0.00% ↑ Above average
Profit margin 28.85% 0.00% ↑ Above average
ROE 22.94% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

Income statements, balance sheets, cash flow, earnings and dividend history are available for registered users

Sign up for free

AI Summary

AI-generated company analysis is available for registered users.

Sign up for free

Where does this data come from?

Frequently Asked Questions

What is XP?
XP Inc, a Cayman Island-based technology-driven financial services platform, has become a leading provider of low-fee financial products and services in Brazil. With its innovative approach and advanced technological infrastructure, the company is revolutionizing the financial landscape in the country. XP Inc operates in a single segment, allowing for a comprehensive evaluation of its business operations. This approach enables the company to closely monitor its operations, make informed decisions on fund allocation, and evaluate performance effectively. By focusing on a single segment, XP Inc can streamline its operations and allocate resources efficiently, ultimately benefiting its customers and shareholders alike. One of the primary sources of revenue for XP Inc is brokerage commission. Through its brokerage services, the company facilitates the buying and selling of financial securities, such as stocks, bonds, and mutual funds, on behalf of its clients. By charging a commission for these transactions, XP Inc generates revenue that supports its operations and allows for the provision of cost-effective financial services. XP Inc's commitment to offering low-fee financial products and services is a key factor in its success. The company operates with the belief that everyone should have access to affordable and transparent financial services, regardless of their wealth. This philosophy has resonated with individuals across Brazil, driving the exponential growth of XP Inc and solidifying its position as a market leader. Through its platform, XP Inc provides a wide range of financial products and services, including investment advisory, asset management, credit solutions, insurance, and education. These offerings cater to the diverse needs of individuals, from novice investors looking to grow their savings to experienced traders seeking sophisticated investment strategies. An integral part of XP Inc's success is its state-of-the-art technology infrastructure. The company leverages advanced technological tools and systems to deliver seamless and efficient financial services to its clients. The platform provides users with user-friendly interfaces, robust risk management tools, real-time market data, and personalized investment recommendations, among other features. This technological prowess has set XP Inc apart from traditional financial institutions and has significantly enhanced the overall customer experience. Furthermore, XP Inc has prioritized the development and implementation of robust control and compliance measures. As a financial services provider, the company operates within a regulated framework that requires strict adherence to regulatory standards. XP Inc's commitment to compliance ensures the security and protection of its clients' assets and fosters trust in the financial services industry. XP Inc's growth trajectory has been remarkable, with its customer base expanding rapidly since its inception. The company has achieved this by effectively leveraging data-driven insights and innovative marketing strategies. XP Inc's customer-centric approach has allowed it to cultivate strong relationships with its clients, earning their loyalty and long-term commitment. In addition to its operational success, XP Inc is also making strides in environmental, social, and governance (ESG) initiatives. The company recognizes the importance of sustainable and responsible business practices and has incorporated ESG considerations into its decision-making processes. XP Inc actively supports social causes, promotes diversity and inclusion, and implements measures to minimize its environmental impact, thereby aligning its business objectives with broader societal goals. As XP Inc continues to disrupt the financial services landscape in Brazil, it remains committed to its mission of democratizing access to quality financial products and services. With its innovative approach, advanced technology, and customer-centric focus, XP Inc is well-positioned to continue its impressive growth and shape the future of finance in Brazil and beyond.
Are XP shares expensive?
The price-to-earnings (P/E) ratio of XP is 8.43 — the share price is 8.43 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.87). This is information, not a recommendation. (as of 2026-06-02)
How big is XP?
The market capitalization of XP — the combined value of all its shares — is 8.58 B USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does XP pay dividends?
The dividend yield of XP is 1.20% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does XP belong to?
XP operates in the Financial Services sector, industry: Capital Markets.

What do you gain?

With Ecrumen you gain full control over your investments and assets!

All your assets
Stock market investments, real estate, bonds. Be aware of what you have in your portfolio!
AI at the service of your investments
Analyze and optimize your investments using the latest technologies. Sentiments, analyses, tips, reports. Always with up-to-date data!
A community eager to help
Find a place with people similar to you. Share your opinions, see how others manage their investments. Get help with the problems that bother you!
What do you gain?

Want to stay up to date?

Subscribe to our newsletter to stay up to date with Ecrumena news and market information. No spam, unsubscribe in one click.

For more information, please refer to our terms of use.

0/120