IBCP

Independent Bank Corp Michigan

Financial Services Banks - Regional NASDAQ

About the company

Independent Bank Corp, based in Ionia, Michigan, is not just an ordinary commercial bank. With its wide array of banking services, it has become an integral part of the financial fabric of the community it serves. Established on May 15, 1864, it has a rich history of providing exceptional financial solutions to individuals and businesses. At Independent Bank Corp, customer satisfaction reigns supreme. The bank offers various types of accounts to cater to the diverse needs of its customers. Whether someone is looking for a simple checking account or a robust savings account with competitive interest rates, Independent Bank Corp has got it covered. In addition to traditional banking services, the bank also offers convenient online and mobile banking solutions, enabling customers to manage their accounts from anywhere at any time. With a few taps on their smartphones, customers can check their balances, make transfers, and pay bills with ease. Recognizing the ups and downs of the business world, Independent Bank Corp provides commercial lending services to help entrepreneurs and businesses grow. From small businesses to large corporations, the bank assists in financing their expansion plans, purchasing equipment, or managing working capital. The bank's experienced lending team works closely with customers, understanding their unique situations, and tailoring loan solutions to meet their specific needs. This personalized approach sets Independent Bank Corp apart from its competitors and ensures that businesses have the necessary financial support to thrive. The commitment to consumer financing is another significant aspect of Independent Bank Corp's operations. The bank offers both direct and indirect lending services, making it easier for individuals to purchase vehicles, recreational vehicles, and other consumer goods. By providing flexible payment terms and competitive interest rates, the bank aims to make big-ticket purchases more affordable for everyone. Through these services, Independent Bank Corp strives to empower its customers, enhancing their quality of life and enabling them to pursue their dreams. In addition to retail lending, Independent Bank Corp is also known for its highly regarded mortgage lending services. Whether it's a first-time homebuyer or someone looking to refinance, the bank's mortgage specialists guide borrowers through the complex process, ensuring a seamless and stress-free experience. Understanding that every borrower has unique needs, Independent Bank Corp offers a variety of loan options, including conventional and government-backed loans. With the bank's support, countless individuals and families have achieved their homeownership dreams. Safety and security are of utmost importance to Independent Bank Corp. To cater to customers' need for a secure storage facility, the bank offers safe deposit box services. These boxes provide a reliable place to store valuable documents, jewelry, and other precious belongings. With access restricted to designated individuals, customers have peace of mind knowing their treasures are safe from loss, theft, or damage. Over the years, Independent Bank Corp has been committed to giving back to the communities it serves. The bank actively participates in various philanthropic initiatives, supporting education, healthcare, and other community development programs. By investing in its communities, Independent Bank Corp helps create a brighter future for all. With a strong foundation built on trust, reliability, and exceptional customer service, Independent Bank Corp has become a trusted financial partner for individuals and businesses alike. As it continues to adapt to the evolving needs of its customers, the bank remains dedicated to providing innovative solutions and exceptional banking experience.

Website: https://www.independentbank.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric IBCP Sector median Vs. industry
P/E 10.11 13.86 ↓ Below average
EPS 3.34 USD 0.45 USD ↑ Above average
Dividend yield 3.09% 0.00% ↑ Above average
Profit margin 31.08% 0.00% ↑ Above average
ROE 14.28% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

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Frequently Asked Questions

What is Independent Bank Corp Michigan?
Independent Bank Corp, based in Ionia, Michigan, is not just an ordinary commercial bank. With its wide array of banking services, it has become an integral part of the financial fabric of the community it serves. Established on May 15, 1864, it has a rich history of providing exceptional financial solutions to individuals and businesses. At Independent Bank Corp, customer satisfaction reigns supreme. The bank offers various types of accounts to cater to the diverse needs of its customers. Whether someone is looking for a simple checking account or a robust savings account with competitive interest rates, Independent Bank Corp has got it covered. In addition to traditional banking services, the bank also offers convenient online and mobile banking solutions, enabling customers to manage their accounts from anywhere at any time. With a few taps on their smartphones, customers can check their balances, make transfers, and pay bills with ease. Recognizing the ups and downs of the business world, Independent Bank Corp provides commercial lending services to help entrepreneurs and businesses grow. From small businesses to large corporations, the bank assists in financing their expansion plans, purchasing equipment, or managing working capital. The bank's experienced lending team works closely with customers, understanding their unique situations, and tailoring loan solutions to meet their specific needs. This personalized approach sets Independent Bank Corp apart from its competitors and ensures that businesses have the necessary financial support to thrive. The commitment to consumer financing is another significant aspect of Independent Bank Corp's operations. The bank offers both direct and indirect lending services, making it easier for individuals to purchase vehicles, recreational vehicles, and other consumer goods. By providing flexible payment terms and competitive interest rates, the bank aims to make big-ticket purchases more affordable for everyone. Through these services, Independent Bank Corp strives to empower its customers, enhancing their quality of life and enabling them to pursue their dreams. In addition to retail lending, Independent Bank Corp is also known for its highly regarded mortgage lending services. Whether it's a first-time homebuyer or someone looking to refinance, the bank's mortgage specialists guide borrowers through the complex process, ensuring a seamless and stress-free experience. Understanding that every borrower has unique needs, Independent Bank Corp offers a variety of loan options, including conventional and government-backed loans. With the bank's support, countless individuals and families have achieved their homeownership dreams. Safety and security are of utmost importance to Independent Bank Corp. To cater to customers' need for a secure storage facility, the bank offers safe deposit box services. These boxes provide a reliable place to store valuable documents, jewelry, and other precious belongings. With access restricted to designated individuals, customers have peace of mind knowing their treasures are safe from loss, theft, or damage. Over the years, Independent Bank Corp has been committed to giving back to the communities it serves. The bank actively participates in various philanthropic initiatives, supporting education, healthcare, and other community development programs. By investing in its communities, Independent Bank Corp helps create a brighter future for all. With a strong foundation built on trust, reliability, and exceptional customer service, Independent Bank Corp has become a trusted financial partner for individuals and businesses alike. As it continues to adapt to the evolving needs of its customers, the bank remains dedicated to providing innovative solutions and exceptional banking experience.
Are Independent Bank Corp Michigan shares expensive?
The price-to-earnings (P/E) ratio of Independent Bank Corp Michigan is 10.11 — the share price is 10.11 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.86). This is information, not a recommendation. (as of 2026-06-02)
How big is Independent Bank Corp Michigan?
The market capitalization of Independent Bank Corp Michigan — the combined value of all its shares — is 695.9 M USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does Independent Bank Corp Michigan pay dividends?
The dividend yield of Independent Bank Corp Michigan is 3.09% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does Independent Bank Corp Michigan belong to?
Independent Bank Corp Michigan operates in the Financial Services sector, industry: Banks - Regional.

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