AFL

Aflac

Financial Services Insurance - Life NYSE

About the company

Aflac Inc, a renowned insurance provider, has established its position as a leader in the global market by offering comprehensive and effective supplemental health insurance and life insurance solutions. With a strong presence in both the United States and Japan, the two largest insurance markets worldwide, Aflac has successfully catered to the diverse needs of individuals and families across these regions. Aflac's dedication to meeting the evolving needs of its customers is reflected in the expansion of its product offerings. While initially recognized for its cancer policies, the company has strategically broadened its portfolio. Aflac now provides a wide range of supplemental insurance options, including accident, disability, and long-term care coverage. This strategic move ensures that customers have access to a diverse set of insurance solutions to safeguard their financial well-being in the face of unexpected circumstances. One of the key strengths of Aflac lies in its distribution strategy. Rather than relying solely on traditional insurance agencies, the company chooses to market its policies through independent distributors. This approach enables Aflac to establish strong relationships with experienced professionals who have a deep understanding of the insurance landscape. By collaborating with these distributors, Aflac ensures that its products reach a wider audience and that customers receive personalized guidance in selecting the most suitable coverage. A unique aspect of Aflac's distribution strategy is its focus on workplace sales. The company recognizes that employees value convenience and accessibility when it comes to purchasing insurance. Therefore, Aflac's policies are predominantly sold directly to consumers at their places of work. This approach allows employees to conveniently make informed decisions about their insurance needs during their working hours, relieving them of the burden of searching for insurance options outside of the workplace. In addition to prioritizing workplace sales, Aflac also emphasizes the importance of education and awareness. The company invests in educating employees about the benefits of supplemental insurance and the potential financial risks associated with unexpected events like accidents or illnesses. By providing educational materials and interactive tools, Aflac aims to empower individuals to make informed decisions about their insurance coverage, ultimately helping them secure their financial future. Aflac's success is evidence of its commitment to its policyholders and its continuous efforts to meet their evolving needs. By offering a comprehensive range of supplemental health insurance and life insurance products, the company ensures that customers can customize their coverage based on their unique requirements. Aflac's strategic distribution approach, primarily through workplace sales, brings the convenience and simplicity that individuals seek when purchasing insurance. Through ongoing education and awareness initiatives, Aflac helps individuals understand the importance of supplemental insurance and provides them with the tools to make sound financial decisions. As Aflac looks to the future, its innovative approach, dedication to customer satisfaction, and industry expertise will undoubtedly continue to position the company as a leader in the global insurance market. Whether in the U.S. or Japan, individuals and families can trust Aflac to provide them with the comprehensive coverage and peace of mind they need to navigate life's uncertainties.

Website: https://www.aflac.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric AFL Sector median Vs. industry
P/E 12.81 13.87 ↓ Below average
EPS 8.75 USD 0.45 USD ↑ Above average
Dividend yield 2.09% 0.00% ↑ Above average
Profit margin 25.60% 0.00% ↑ Above average
ROE 16.47% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

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Frequently Asked Questions

What is Aflac?
Aflac Inc, a renowned insurance provider, has established its position as a leader in the global market by offering comprehensive and effective supplemental health insurance and life insurance solutions. With a strong presence in both the United States and Japan, the two largest insurance markets worldwide, Aflac has successfully catered to the diverse needs of individuals and families across these regions. Aflac's dedication to meeting the evolving needs of its customers is reflected in the expansion of its product offerings. While initially recognized for its cancer policies, the company has strategically broadened its portfolio. Aflac now provides a wide range of supplemental insurance options, including accident, disability, and long-term care coverage. This strategic move ensures that customers have access to a diverse set of insurance solutions to safeguard their financial well-being in the face of unexpected circumstances. One of the key strengths of Aflac lies in its distribution strategy. Rather than relying solely on traditional insurance agencies, the company chooses to market its policies through independent distributors. This approach enables Aflac to establish strong relationships with experienced professionals who have a deep understanding of the insurance landscape. By collaborating with these distributors, Aflac ensures that its products reach a wider audience and that customers receive personalized guidance in selecting the most suitable coverage. A unique aspect of Aflac's distribution strategy is its focus on workplace sales. The company recognizes that employees value convenience and accessibility when it comes to purchasing insurance. Therefore, Aflac's policies are predominantly sold directly to consumers at their places of work. This approach allows employees to conveniently make informed decisions about their insurance needs during their working hours, relieving them of the burden of searching for insurance options outside of the workplace. In addition to prioritizing workplace sales, Aflac also emphasizes the importance of education and awareness. The company invests in educating employees about the benefits of supplemental insurance and the potential financial risks associated with unexpected events like accidents or illnesses. By providing educational materials and interactive tools, Aflac aims to empower individuals to make informed decisions about their insurance coverage, ultimately helping them secure their financial future. Aflac's success is evidence of its commitment to its policyholders and its continuous efforts to meet their evolving needs. By offering a comprehensive range of supplemental health insurance and life insurance products, the company ensures that customers can customize their coverage based on their unique requirements. Aflac's strategic distribution approach, primarily through workplace sales, brings the convenience and simplicity that individuals seek when purchasing insurance. Through ongoing education and awareness initiatives, Aflac helps individuals understand the importance of supplemental insurance and provides them with the tools to make sound financial decisions. As Aflac looks to the future, its innovative approach, dedication to customer satisfaction, and industry expertise will undoubtedly continue to position the company as a leader in the global insurance market. Whether in the U.S. or Japan, individuals and families can trust Aflac to provide them with the comprehensive coverage and peace of mind they need to navigate life's uncertainties.
Are Aflac shares expensive?
The price-to-earnings (P/E) ratio of Aflac is 12.81 — the share price is 12.81 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.87). This is information, not a recommendation. (as of 2026-06-02)
How big is Aflac?
The market capitalization of Aflac — the combined value of all its shares — is 57.06 B USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does Aflac pay dividends?
The dividend yield of Aflac is 2.09% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does Aflac belong to?
Aflac operates in the Financial Services sector, industry: Insurance - Life.

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