LNC

Lincoln National

Financial Services Insurance - Life NYSE

About the company

Lincoln National Corp is a leading provider of insurance and retirement solutions, offering a wide range of products and services to meet the financial needs of individuals, families, and businesses. With its diverse operating segments, the company has established a strong presence in the insurance and retirement industry. One of Lincoln National Corp's key operating segments is Annuities. Annuities provide individuals with a source of retirement income by allowing them to accumulate funds on a tax-deferred basis. The company offers both fixed and indexed annuities, which provide investors with guaranteed income or the opportunity to earn returns based on the performance of a specific index. In addition to annuities, Lincoln National Corp also offers Retirement Plan Services, catering to employer-sponsored retirement plans. The company provides a range of services such as plan design, administration, recordkeeping, and investment management. These services aim to help employers meet their fiduciary obligations and provide their employees with valuable retirement benefits. Life Insurance is another significant operating segment for Lincoln National Corp. The company offers a variety of life insurance products designed to provide financial protection to individuals and their families. These products include universal life insurance (UL), which offers flexible premium payments and death benefit options, and variable universal life insurance (VUL), which allows policyholders to invest their premiums in a variety of investment options to potentially increase cash values. Linked-benefit UL and VUL products are also available, combining the benefits of life insurance and long-term care coverage. These products provide individuals with financial protection in the event of death and the flexibility to access funds to cover potential long-term care expenses. To cater to individuals looking for protection and savings options, Lincoln National Corp offers indexed universal life insurance (IUL). This type of insurance provides a death benefit while allowing policyholders to accumulate cash value based on the performance of a specific market index. In addition to life insurance and retirement solutions, Lincoln National Corp has a presence in the group protection market. The company provides group life, disability, and dental insurance to employers, offering valuable coverage options to their employees. Overall, Lincoln National Corp's diverse range of products and services allows individuals, families, and businesses to plan for their financial futures with confidence. By offering a variety of insurance and retirement solutions, the company aims to meet the unique needs and goals of its customers, helping them achieve financial security and peace of mind.

Website: https://www.lincolnfinancial.com

Data updated: June 2, 2026

Sector comparison

We compare this company with the typical (middle) company in the same industry to show how it looks against similar businesses. This is information, not a recommendation.

Financial Services · 1543 peers in sector

Metric LNC Sector median Vs. industry
P/E 3.79 13.87 ↓ Below average
EPS 9.14 USD 0.45 USD ↑ Above average
Dividend yield 5.10% 0.00% ↑ Above average
Profit margin 9.17% 0.00% ↑ Above average
ROE 18.77% 0.98% ↑ Above average

Higher and lower here are only a comparison with the typical company in the industry — a higher or lower value on its own does not mean better or worse.

Financial statements & historical data

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Frequently Asked Questions

What is Lincoln National?
Lincoln National Corp is a leading provider of insurance and retirement solutions, offering a wide range of products and services to meet the financial needs of individuals, families, and businesses. With its diverse operating segments, the company has established a strong presence in the insurance and retirement industry. One of Lincoln National Corp's key operating segments is Annuities. Annuities provide individuals with a source of retirement income by allowing them to accumulate funds on a tax-deferred basis. The company offers both fixed and indexed annuities, which provide investors with guaranteed income or the opportunity to earn returns based on the performance of a specific index. In addition to annuities, Lincoln National Corp also offers Retirement Plan Services, catering to employer-sponsored retirement plans. The company provides a range of services such as plan design, administration, recordkeeping, and investment management. These services aim to help employers meet their fiduciary obligations and provide their employees with valuable retirement benefits. Life Insurance is another significant operating segment for Lincoln National Corp. The company offers a variety of life insurance products designed to provide financial protection to individuals and their families. These products include universal life insurance (UL), which offers flexible premium payments and death benefit options, and variable universal life insurance (VUL), which allows policyholders to invest their premiums in a variety of investment options to potentially increase cash values. Linked-benefit UL and VUL products are also available, combining the benefits of life insurance and long-term care coverage. These products provide individuals with financial protection in the event of death and the flexibility to access funds to cover potential long-term care expenses. To cater to individuals looking for protection and savings options, Lincoln National Corp offers indexed universal life insurance (IUL). This type of insurance provides a death benefit while allowing policyholders to accumulate cash value based on the performance of a specific market index. In addition to life insurance and retirement solutions, Lincoln National Corp has a presence in the group protection market. The company provides group life, disability, and dental insurance to employers, offering valuable coverage options to their employees. Overall, Lincoln National Corp's diverse range of products and services allows individuals, families, and businesses to plan for their financial futures with confidence. By offering a variety of insurance and retirement solutions, the company aims to meet the unique needs and goals of its customers, helping them achieve financial security and peace of mind.
Are Lincoln National shares expensive?
The price-to-earnings (P/E) ratio of Lincoln National is 3.79 — the share price is 3.79 times the annual profit per share. That is lower than the typical company in the same industry (industry median: 13.87). This is information, not a recommendation. (as of 2026-06-02)
How big is Lincoln National?
The market capitalization of Lincoln National — the combined value of all its shares — is 6.62 B USD. The higher the market cap, the larger the company. (as of 2026-06-02)
Does Lincoln National pay dividends?
The dividend yield of Lincoln National is 5.10% — it shows the annual dividend relative to the share price. This is information, not a recommendation. (as of 2026-06-02)
What sector does Lincoln National belong to?
Lincoln National operates in the Financial Services sector, industry: Insurance - Life.

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